More Disco! (…and more discounts with Progressive)
January 25, 2011
Flo and Pickles Ring It Up!
January 19, 2011
“Shadow Hands” VIDEO – Foremost Insurance for YOU!
October 7, 2010
The “Foremost Insurance Guy” works past some “technical diffculties” -;)
How to Stay on The Road
August 1, 2010
One way to avoid sticker shock or buyer’s remorse when purchasing a new car is to consider expenses you may encounter down the road.
For instance, experts say that while most people anticipate the purchase price, taxes and registration fees associated with a vehicle, many forget that the insurance they need to protect their vehicle could come with a hefty price tag. Fortunately, there are ways to keep insurance costs down while maintaining the type and amount of coverage a new car typically requires.
To help consumers control car costs—from sticker price to insurance premiums—The Progressive Group of Insurance Companies offers these tips:
Decide ahead of time how much money you can spend and what type of vehicle best suits your needs.
Research crash test and acci-dent data. You can see crash test video and analysis from the Insurance Institute for Highway Safety online at progressive.com.
Check with several dealerships and get firm quotes in writing. Having quotes from several places can help you negotiate your best deal.
Shop around for financing. Rates vary between institutions.
Insurance Costs
Before you buy a car, you should check into how much it would cost to insure. Try talking with an independent insurance agent—it may save you some money. Unlike “captive” agents who represent only one company, independent agents and brokers offer products from many different insurance companies. That means more choice and more opportunities for you to find the best coverage and service at the right price.
Here are a few questions to ask an independent agent or broker.
Can I get any discounts for my car’s safety features? Your auto insurance premium is based in part on the car’s value, the cost to repair it, its overall safety record and the likelihood of theft. Many insurers offer discounts for safety features that reduce the risk of injuries or theft.
How does this insurance company handle claims? Price isn’t the only factor to consider. It’s a good idea to deal with a company that will be there for you when you need it around the clock.
What coverage do I need? Your specific needs may vary by the age of the car, your personal situation and other factors.
Select an agent or broker who takes the time to answer your questions and who can help you find the combination of price, service and coverages that you need.
Did You Know?
Unlike “captive” auto insurance agents who represent only one company, inde-pendent agents and brokers offer products from many different insurance companies. That means more opportunities to find the best coverage and service at the right price.
CALL US for help with Auto Insurance!
Hitting the Open Road with Flo’ – Easy Riders!
July 15, 2010
Oh yes…FLO Works HERE!
(but she’s “out of the office” for a few)
8 Tips to Gear Up for Motorcycle Season
January 24, 2010
To steer this riding season in the right direction, you’ll want to make sure your motorcycle—and your motorcycle insurance policy—are in good working order before hitting the open road.
While you should always check your owner’s manual for specific guidelines, here are some general tips for getting ready:
- Change the oil and filter. Many manufacturers recommend changing the oil and filter before storing a bike for any extended period of time and again when you bring it back out for riding season. Be sure to first start up the motor-cycle to warm the engine and then shut it off before changing the oil and filter.
- Check the belt or chain. Make sure it is set to the manufacturer’s recommended tension. And if you have a chain, lubricate it.
- Check nuts and bolts. Start off the riding season with a solid bike. Make sure everything is tight. “A well-maintained motorcycle not only assures a fun time, it can save you money by avoiding accidents, which helps to keep your insurance rates down,” says Rick Stern, motorcycle product manager, The Progressive Group of Insurance Companies.
- Inspect tires. Look for any damage and also make sure each tire is inflated to the correct pres-sure. You’ve only got two tires, so for maximum stability it is very important to avoid underinflation as well as overinflation.
- Look for fluid leaks. The easiest way to check for this is to look at the floor under the motor-cycle. Leaking oil or brake, radiator or clutch fluid can cause their own special problems. For example, being low on brake fluid could make it hard to stop your motor-cycle. You don’t want to find that out after you’re already on the road.
- Check all lights. Make sure headlights, taillights, brake lights and turn signals are all functioning properly.
- Brush up on your riding skills. Find a safe place to practice riding skills such as fast stops, figure eights, U-turns, etc., so you’re ready for the season. You’ll be glad you did.
- Update your policy. Per-haps one of the most important things you can do at the start of the season is review your insurance coverage to be certain you, and your bike, are covered. Talk to your local independent insurance agent.