More Disco! (…and more discounts with Progressive)

January 25, 2011

Flo and Pickles Ring It Up!

January 19, 2011

“Shadow Hands” VIDEO – Foremost Insurance for YOU!

October 7, 2010

The “Foremost Insurance Guy” works past some “technical diffculties” -;)

How to Stay on The Road

August 1, 2010

One way to avoid sticker shock or buyer’s remorse when purchasing a new car is to consider expenses you may encounter down the road.

For instance, experts say that while most people anticipate the purchase price, taxes and registration fees associated with a vehicle, many forget that the insurance they need to protect their vehicle could come with a hefty price tag. Fortunately, there are ways to keep insurance costs down while maintaining the type and amount of coverage a new car typically requires.

To help consumers control car costs—from sticker price to insurance premiums—The Progressive Group of Insurance Companies offers these tips:

Decide ahead of time how much money you can spend and what type of vehicle best suits your needs.

Research crash test and acci-dent data. You can see crash test video and analysis from the Insurance Institute for Highway Safety online at progressive.com.

Check with several dealerships and get firm quotes in writing. Having quotes from several places can help you negotiate your best deal.

Shop around for financing. Rates vary between institutions.

Insurance Costs

Before you buy a car, you should check into how much it would cost to insure. Try talking with an independent insurance agent—it may save you some money. Unlike “captive” agents who represent only one company, independent agents and brokers offer products from many different insurance companies. That means more choice and more opportunities for you to find the best coverage and service at the right price.

Here are a few questions to ask an independent agent or broker.

Can I get any discounts for my car’s safety features? Your auto insurance premium is based in part on the car’s value, the cost to repair it, its overall safety record and the likelihood of theft. Many insurers offer discounts for safety features that reduce the risk of injuries or theft.

How does this insurance company handle claims? Price isn’t the only factor to consider. It’s a good idea to deal with a company that will be there for you when you need it around the clock.

What coverage do I need? Your specific needs may vary by the age of the car, your personal situation and other factors.

Select an agent or broker who takes the time to answer your questions and who can help you find the combination of price, service and coverages that you need.

Did You Know?

Unlike “captive” auto insurance agents who represent only one company, inde-pendent agents and brokers offer products from many different insurance companies. That means more opportunities to find the best coverage and service at the right price.

CALL US for help with Auto Insurance!

A Trip in an RV Shouldn’t Ruin Your Marriage or Your Day

January 24, 2010

Mistakes happen, especially when you’re somewhere unfamiliar, but the results of a recent survey may still surprise you.

The survey found that among RVers, a spouse is more likely to be accidentally left behind than the dog.

A leading RV insurer, The Progressive Group of Insurance Companies, surveyed more than 1,000 RVers countrywide to uncover amusing mishaps they’ve experienced while traveling.

The survey found that the most common blunders made while traveling are:

•driving away with the steps extended;

•backing into something;

•misjudging overhead or side clearance space;

•not connecting taillights correctly; and

•running out of gas.

The survey found that 53 percent of RVers spend a month or more each year traveling the open road, and 42 percent travel more than 500 miles per trip.

Traveling the open road in an RV can be a great adventure, but sometimes it gets a little bumpy. That’s why RVers were also asked about their insurance. When mishaps happen, you want to get back on the road fast—ideally with all of your passengers on board.

Only 28 percent bought a stand-alone insurance policy with specialized RV coverages. In fact, 54 percent simply added their RV to their auto policy, and 14 percent didn’t buy any RV insurance.

Although mishaps can sometimes be funny, they can also lead to costly damages. Simply adding your RV to your auto policy can leave you woefully underprotected. It’s important to know what coverages are available to adequately protect yourself and your vehicle.

“There are huge differences in coverage and services from companies that specialize in RV insurance,” says Cathy Pelfrey, RV product manager at Progressive. “Check with your local independent insurance agent or do research online so that you buy the policy and coverages that are right for you.”

To learn more about Progressive RV insurance, CALL US for help!